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Safeguard Assets with Additional Liability Coverage |
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Written by Aaron Adam
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While most of us have heard of the more common forms of liability insurance such as commercial general liability insurance, errors and omissions coverage and directors and officers coverage, there are other types of liability coverage out there to handle more specific needs. While your commercial general policy can help protect you from a number of claims, there are a wide variety of claims that can be filed that you need to purchase additional coverage from your insurer to protect you against. |
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Fiduciary Liability Insurance |
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Written by Aaron Adam
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With the collapse of Wall Street last year, many firms considered "too big to fail" did just that. When many of these companies failed, the benefit and retirement plans they created for their employees were either severely hurt or also failed, leaving many employees in the lurch with regard to benefits. |
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Written by Aaron Adam
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It's an occupational hazard of any business that sells or serves beer, liquor or other forms of alcohol that occasionally things might get a little out of control, and some damages or injuries may result. While common sense would seem to dictate that the fault for these incidents lie with the customers and not the establishment -- after all, no one forced them to drink -- the law says otherwise. Establishments that serve alcohol can be held liable for a number of damages and injuries that result from their patrons' inebriated conduct. |
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Understanding the "hammer clause" |
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Written by Aaron Adam
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Because of the big awards that can result from liability lawsuits, many insurers try to settle these cases, regardless of whether the insured is actually responsible for the claim being asserted by the plaintiff.
It's simply a matter of money. Often, a settlement can be reached that is much less than what the plaintiff has claimed in the suit, and the end of the suit means the end of expensive legal fees that the insurer is required to pick up. |
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Written by Aaron Adam
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Wrongful terminations claims are increasing as more employees dissatisfied with the terms of their firing or dismissal are choosing to take the matter up with their former employers in court. As more and more workers are laid off or terminated because of the current poor economic environment, these lawsuits are expected to increase. |
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